Business Loan
Working capital for small businesses and sole proprietors.
Amount
$5,000.00–$250,000.00
APR
7.50%–22.00%
Term
12–84 mo
Prepayment
No penalty
Estimate for Business Loan
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Estimate only. Actual rate and terms are set in your written offer before you accept. No credit check required to see your options.
A business-purpose loan for U.S.-registered small businesses and sole proprietors. Funds may be used for working capital, equipment, inventory, or expansion. Business-use certification required.
Business must be registered in the U.S. and operating for at least 12 months. Applicant must be an authorized signer. Business and personal financials may be required.
Meeting these requirements does not guarantee approval.
Every application is reviewed based on the information you provide.
| Amount range | $5,000.00 – $250,000.00 |
|---|---|
| APR range | 7.50% – 22.00% |
| Term range | 12 – 84 months |
| Interest method | Reducing balance |
| Repayment frequency | Monthly |
| Origination fee | Up to 2.00% of principal |
| Late fee | Up to 5.00% of the past-due amount |
| Prepayment penalty | None |
Sample disclosure — final APR, fees, and terms are provided in the offer disclosure before you accept. Business-purpose only; not for personal, family, or household use.
See also: General disclosures, Terms of Service, Privacy Policy.
Ready to apply for a Business Loan?
Everything happens online. No branch visit, no paperwork mailed.
1
Create your account
Register in about two minutes. No credit check required to sign up.
2
Submit your application
Complete a short form and upload a few documents through your dashboard.
3
Review your offer
If approved, we send a written offer. Accept it when you're ready.