Personal Loan
Flexible funds for life's planned and unplanned expenses.
Amount
$1,000.00–$50,000.00
APR
6.99%–24.99%
Term
12–60 mo
Prepayment
No penalty
Estimate for Personal Loan
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Estimate only. Actual rate and terms are set in your written offer before you accept. No credit check required to see your options.
A fixed-rate personal loan for qualified U.S. residents. Funds can be used for a wide range of personal expenses. Approval, rate, and terms depend on creditworthiness and other factors. This is not a commitment to lend.
Must be 18 years or older, a U.S. citizen or permanent resident, have a valid government-issued ID, verifiable income, and a U.S. bank account.
Meeting these requirements does not guarantee approval.
Every application is reviewed based on the information you provide.
| Amount range | $1,000.00 – $50,000.00 |
|---|---|
| APR range | 6.99% – 24.99% |
| Term range | 12 – 60 months |
| Interest method | Reducing balance |
| Repayment frequency | Monthly |
| Origination fee | Up to 1.50% of principal |
| Late fee | Up to 5.00% of the past-due amount |
| Prepayment penalty | None |
Sample disclosure — final APR, fees, and terms are provided in the offer disclosure before you accept. APRs range from 6.99% to 24.99% based on creditworthiness. Origination fee: 1.5%–5.0% of principal. Late fee: up to 5% of past-due amount.
See also: General disclosures, Terms of Service, Privacy Policy.
Ready to apply for a Personal Loan?
Everything happens online. No branch visit, no paperwork mailed.
1
Create your account
Register in about two minutes. No credit check required to sign up.
2
Submit your application
Complete a short form and upload a few documents through your dashboard.
3
Review your offer
If approved, we send a written offer. Accept it when you're ready.