Debt Consolidation Loan
Combine multiple debts into one monthly payment.
Amount
$2,500.00–$75,000.00
APR
7.99%–24.99%
Term
24–84 mo
Prepayment
No penalty
Estimate for Debt Consolidation Loan
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Estimate only. Actual rate and terms are set in your written offer before you accept. No credit check required to see your options.
A fixed-rate loan for consolidating eligible unsecured debts into a single monthly payment. May reduce the number of payments; does not necessarily reduce total cost of borrowing.
Must be 18 years or older, have verifiable income, and disclose the accounts being consolidated. Some creditors may not be eligible.
Meeting these requirements does not guarantee approval.
Every application is reviewed based on the information you provide.
| Amount range | $2,500.00 – $75,000.00 |
|---|---|
| APR range | 7.99% – 24.99% |
| Term range | 24 – 84 months |
| Interest method | Reducing balance |
| Repayment frequency | Monthly |
| Origination fee | Up to 1.50% of principal |
| Late fee | Up to 5.00% of the past-due amount |
| Prepayment penalty | None |
Sample disclosure — final APR, fees, and terms are provided in the offer disclosure before you accept. Debt consolidation may extend repayment and increase total interest paid. This product does not provide debt-management or credit-counseling services.
See also: General disclosures, Terms of Service, Privacy Policy.
Ready to apply for a Debt Consolidation Loan?
Everything happens online. No branch visit, no paperwork mailed.
1
Create your account
Register in about two minutes. No credit check required to sign up.
2
Submit your application
Complete a short form and upload a few documents through your dashboard.
3
Review your offer
If approved, we send a written offer. Accept it when you're ready.